Welcome to Education Guide
Education Teaching Article
. For a permanent link to this article, or to bookmark it for further reading, click here.
You may also listen to this article by using the following controls.
EDUCATION LOAN
from:An education loan can be used to help pay for college tuition, books, room and board, and other expenses that students may have during the school year. There are different types of loans that students can apply for including federal student loans, personal loans, and school loans made by colleges and other education programs. When a student applies for an education loan, they will have to fill out the correct paperwork and turn it in on time so that it can be processed. Some students will take out extra money so that they will have enough for their living expenses while at school.
After a student graduates, they will have to pay back their student loan. These loans have a lower interest rate which helps students afford the monthly payments. Student loans can be paid back over a longer period of time than other loans. An education loan can take ten or more years to pay back depending on how much the loan was for. Students will have a grace period in which they can find a job, and begin saving their money. If a student cannot begin to pay back their loan in this time, they can ask for an extension.
Most students who attend college will have an education loan to pay back. This is the only way that students can afford to go to college. Once they graduate and find a job, then they can begin to pay the loan back. If a student decides to go back to school at time during the life of the education loan, they can discontinue payments and begin to pay them again once they have finished.
In addition to an education loan, students can work to pay off their loans through work-study programs, by serving in the military, or by working with local charities. There are options for those who cannot qualify for a loan or that need more money than a federal loan can provide. Through these programs, students will get the money they need for college and will not have to pay it back because they will be volunteering their time while in college.
Many times parents will have to contribute to their children’s education costs. While it may not be much, it is expected that parents and children help to cover some of the costs including food, room and board, and books. This cost can be considerable for many families which is why some students elect to stay home while going to college. This can help save money and will require fewer loans to be taken out.
Education Teaching News
State Education Department, teachers' group to promote teaching profession
The Alabama Department of Education and the Alabama Education Association have developed two new initiatives to assist in that goal: the TEACH ALABAMA program and the Future Teachers of Alabama student organization.
Read more...Guest speaker to discuss collaborative teaching strategies
Method encourages excellence in teaching and learningWINDSOR, ON, Feb. 8, 2012 /CNW/ -WHAT: Nancy Chism , Professor Emerita of Higher Education and Student Affairs at the Indiana University School of Education, ...
Read more...Education Leaders Try to Recruit New Teachers
The Department of Education is trying to promote teaching as a career.
Read more...Local Teaching Artists Boost Arts Education
Forgive the alteration of an old expression: Those who can, do. Those who can't, teach. Those who can will, but why not teach, too? Particularly for artists, those twin gigs are a win-win proposition that is often a lost opportunity. "Most of the artists
Read more...Focus on Education: McAdon incorporates ‘hands-on’ teaching
[caption id="attachment_9771" align="alignright" width="150" caption="JULIE McADON"] [/caption] By Allison McNeal Staff Writer Julie McAdon has dealt with a range of students from preschool level three special education to fourth grade throughout her 15 years of teaching. However, her most recent role is teaching fourth graders at Adel-DeSoto-Minburn Intermediate School. “Fourth graders have a ...
Read more...Teach Plus: Teachers At the Table With Secretary Duncan
"Teacher voice is needed in order for real reform to take place," U.S. Secretary of Education Arne Duncan told the inaugural cohort of Teach Plus D.C. Teaching Policy Fellows last week.
Read more...Beaufort County Community College
Beaufort County Community College is a public comprehensive community college committed to providing accessible and affordable quality education, effective teaching, relevant training, and lifelong learning opportunities for the people served by the College.
Read more...