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Department Of Education Student Loan Article
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Going Above and Beyond - The Higher Education Grant
from:Again, these are grants for individuals or institutions. However, a higher education grant includes higher levels of the academic world than simple education grants. Individuals pursuing a master’s, doctorate, or professional program are eligible, as are institutes which promote very special projects, such as teacher preparation for use of technology in the classroom or implementation of advanced computer technology programs.
These grants need not be paid back, but the individual or institution seeking higher education grant money must demonstrate why the money is needed and how the money will be put towards a higher education-oriented goal. For individuals seeking a higher education grant for post-secondary studies, oftentimes merely sending personal information is enough, though many more specific grants will require some kind of written statement explaining the need for the money. Often, individuals must meet residency, financial and academic requirements to be eligible for a higher education grant and, at times, certain programs of study must be undertaken to be eligible for grant money.
In the case of institutions seeking grant money, the process is a bit more complex, involving a number of forms to be filled out and a proposal to be written. Proposals must give some background information, the purpose of the grant, the need for the grant, where the grant will be used and for whom (the target population), the strategies to implement the grant, the personnel employed, methods for evaluating the success of the project, and a budget. Depending on the specific project, then, there may be other, more particular, requirements. For example, if you had to use animals, say for a higher education project involving research, you would have to include where the animals would be housed, and you would have to consult the Institutional Animal Care and Use Committee (IACUC) to demonstrate knowledge of guidelines concerning the humane treatment of animals.
Grants of this nature can be donated by the federal or state government, non-profit organizations, academic institutions, research institutions, funding institutions, corporations, or private individuals. Grants.gov is an excellent place to start the search, which is a site listing all Federal grants available ($400 billion are available) as is Ed.gov, the home page of the US Department of Education. Internet searches are helpful, and sites such as finaid.org, collegeanswer.com, and the Michigan State Library website are excellent sources for higher education grant information.
One of the best ways to research grant opportunities is to visit your regional foundation library, located at most major universities. Your local library will also have books listing grant opportunities, and you can consult with the librarian if you have any questions. These kinds of books will also be available either at your high school counselor’s office or your university’s financial aid office. You can purchase these books at book stores.
Department Of Education Student Loan News
Interest on student loans set to double - Queens Chronicle
 SayCampusLife | Interest on student loans set to double Queens Chronicle Many students rely heavily on Stanford loans, which are distributed by the US Department of Education, to pay for college. The current student loan interest rate is 3.4 percent. Without Congressional action, it will jump back to 6.8 percent on July 1 ... MAILBAG: Explore student loan interest hike Loan consolidation -- for a fee Trillion Dollar Student Loan Debt: Much Ado About Nothing? |
National Association of Student Financial Aid Administrators Supports Improved ... - San Francisco Chronicle (press release)
National Association of Student Financial Aid Administrators Supports Improved ... San Francisco Chronicle (press release) The report also urges the US Department of Education to develop a student loan database or aggregator to help students and colleges track federal and private student loan borrowing. "As Congress and the Obama administration explore ways to improve ... |
New Book Warns Student Loans With Over $1 Trillion are Likely One of the Next ... - San Francisco Chronicle (press release)
 GW Hatchet (subscription) | New Book Warns Student Loans With Over $1 Trillion are Likely One of the Next ... San Francisco Chronicle (press release) Collection agencies can call day and night to collect student loan debts. Garnishment to pay student loan debt is common. Students are not getting enough well-paying jobs to pay back these enormous loans, yet The Department of Education through the ... Student loan myths and facts Solutions, Sort of Student rate hike, not in our interest |
Romney's Higher Ed Platform - Inside Higher Ed
 Christian Science Monitor | Romney's Higher Ed Platform Inside Higher Ed WASHINGTON -- The presumed Republican presidential nominee Mitt Romney pledged Wednesday that, if elected, he would reshape or do away with two major Obama administration higher education policy initiatives: the overhaul of the federal student loan ... Romney For Parent Choice on School Aid Mitt Romney unveils education reform plan heavy on 'parental choice' (+video) Romney Calls for Using Title I, IDEA Funds for School Choice |
The Delusion of Regulating Risk - Business Insider
The Delusion of Regulating Risk Business Insider Collection agencies can call day and night to collect student loan debts. Garnishment to pay student loan debt is common. Students are not getting enough well-paying jobs to pay back these enormous loans, yet The Department of Education through the ... |
Educating Students on How to Handle Debt - Morningstar.com
Educating Students on How to Handle Debt Morningstar.com Jeffrey Hanson is a former director of borrower education services at Access Group, a nonprofit student loan provider, and also has served as director of financial aid at Northwestern University. Today he travels the country speaking to college ... |
Grads Have Options to Manage Student Loan Debt - U.S. News & World Report (blog)
 Here And Now | Grads Have Options to Manage Student Loan Debt U.S. News & World Report (blog) The Department of Education has different repayment plans available for federal loans. If payments under a standard 10-year repayment plan seem high and unsustainable, remember that you may not need to select this plan. Consider switching plans if you ... What the student loan rate hike means to you How to Start Paying Off Your Student Loans Student loan debt, preventing a crushing family burden |